Life is unpredictable. Everything may be going perfectly one moment, and suddenly, an accident on the road or medical negligence during a routine procedure can change your life in an instant.
It may not even be your fault, but you can seek to reprimand some of the damage caused by these incidents.
In such a case, getting in touch with a personal injury law attorney is your best bet. The key is to know when such an attorney can help you.
Keep reading to find out when a personal injury attorney can help you.
How Can a Personal Injury Law Attorney Assist You?
A personal injury law attorney can help you deal with an accident if you’re confused about liability. Let’s look at some ways in which a lawyer can assist you:
- They can explain your rights to you and the value of your claim
- A personal injury lawyer can protect you from malicious insurance tactics
- They can negotiate a deserving settlement to compensate for your injuries
- An attorney can file a lawsuit if the other party does not want to settle
A personal injury lawyer can also help you document your damages to negotiate a fair settlement. They may also consider damages that you may not.
For example, your attorney may help you seek a settlement that will also help you manage long-term in-home health care bills.
When to Hire a Personal Injury Law Attorney?
There are various causes of personal injury cases in the US. These range from product liability to medical malpractice.
Let’s dive into when you can hire a personal injury law attorney for your case:
1. After Suffering from a Significant Injury in an Accident
Some people experience minor accidents that don’t require them to hire lawyers or file a case against the other party. However, that is not always the case.
You may suffer from significant spinal injury that can affect your working ability for a long time.
In other cases, you may need long-term medical treatment. The financial damage you will experience in such cases will be significantly high.
So, hiring a personal injury law attorney after getting severely injured in a car accident is important.
A personal injury lawyer’s role is to negotiate with insurance providers and the person who caused the accident to help you minimize your personal financial damage.
If you suffer from PTSD after an accident, you can still file a personal injury claim to negotiate a settlement. This settlement can help you pay for therapy sessions and move forward more quickly.
2. The Insurance Company is acting in Bad Faith
When taking out insurance coverage, we all believe the company will help us in emergency cases such as accident claims.
However, some insurance companies act in bad faith and try to avoid settlements in various ways. For example, they may not investigate the case properly.
Some companies may also claim that you were at fault to avoid paying. They may also change the policy terms of your coverage. In such cases, you can file a separate claim against the company.
These conditions require you to hire an excellent personal injury law attorney. The lawyer can investigate the case and even bring witnesses that can help prove who was at fault.
A reliable attorney can also help you if the insurance company is purposely delaying your payment.
3. You Have No Understanding of Personal Injury Law
Many people have a basic understanding of personal injury law that helps them deal with the aftermath of an accident. But not everyone is well-versed with it.
You may not even know that you can file a claim for specific damages to get compensated if the accident wasn’t your fault.
A personal injury law attorney can help you in such situations because of their enhanced understanding of legal rules.
They can also help you calculate the accurate value of your personal injury claim.
A few things that you can include in your compensation claim are:
- Hospital bills
- Work wages that you lose while recovering from the injuries
- Repairment bills for the damaged item
4. The At-Fault Party is Refusing to Cover Your Lost Wages
According to a report in 2020, 63% of American adults live paycheck to paycheck. If you fall under this bracket, you can’t afford to lose your missed wages due to personal injury.
The at-fault party might cover your medical bills, but they might forget the financial damage you will suffer due to lost wages.
Even when you mention these wages, the person might outright to reject to cover for them. This is where a personal injury law attorney can come in to help.
Your lawyer will file a proper claim to ensure the at-fault party’s insurance will compensate your wages.
The attorney may also help you understand whether you are being paid accurately for your injuries by considering your long-term health care bills because of the injury.
Every day that you avoid hiring a personal injury law attorney after an accident, you are risking losing out on compensation that you rightfully deserve.
These are the top four situations during which you should hire a personal injury law attorney. Remember, you can hire a personal injury lawyer when something goes wrong, and you have no fault.
You can use such a lawyer to file a claim against a single person, company, or another entity that caused you harm. A personal injury lawyer may also help you with medical malpractice claims.
If you’re looking to hire a reliable personal injury law attorney, you don’t have to go far. For more information regarding how such a lawyer can help you, please feel free to contact us today.